 Option 3
Well I just hit 40 so am ineligible to vote, however, as I'm diabetic with hypertension & high cholestrol with a family history of death from heart failure, then no, I'm not putting any money into a pension fund!
Not being morbid, just realistic, if by any stroke of luck I'm still around I'll have to rely on savings & my tiny Naval pension.
Ian
__________________ Oh Durr, it's all going wrong  "Vigilant, the moment a delusion appears,
Which endangers myself and others,
I shall confront and avert it
Without delay"
(Translation of part of Tibetan Buddhist chant)
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