| Imported post
From a Scandinavian perspective, postings on this subject always surprise me. Anyone with a homeowner's insurance policy here in Sweden is covered for medical treatment, including chamber treatment and evacuation, anywhere in the world. All we have to do is ring SOS' office in Copenhagen (covers all the Scandinavian countries) and get their OK. They are open 24 hours a day and the doctors on the switchboard can usually give an immediate answer. In most cases they will guarantee the doctor/hospital that the insurance company will pay. Exceptionally, though, we may have to pay up front and recover the money from the insurance company afterwards. In case we are too ill or badly injured to ring SOS ourselves, we carry a slip in English from our insurance company requesting the doctor to treat us and guaranteeing to pay him. Our homeowner's policy also includes good travel insurance cover for up to 5 weeks, by the way.
(Edited by John Gulliver at 11:02 am on Dec. 9, 2002) |