More than one way... Same situation as me around 2yrs ago...
Option 1: Find a leasing company, then find the car
Option 2: find a car, then find who'll lease it to you
OK, so are you looking at :
1. PCH/PCL: Private Contract Hire/Lease, i.e. its not your car, never will be your car but the leasing costs should be lower
2. PCP: Private Contract Purchase, i.e. where you'll have the option of buying the car at the end of the contract period
I decided on the car I wanted and then googled companys that leased it, played them off against each other & got the best deal I could...
Things to watch out for:
1. With some cars +/or lease companys, it might be cheaper to NOT take maintenance on the vehicle and pay for servicing costs yourself
2. Make sure you know what the excess mileage rate is - anything over 10p/mile is way over the top - I contracted to 7p/mile
3. Going for a higher annual mileage will be cheaper than going for a lower annual mileage (and monthly cost) than going over the contracted mileage and paying the excess (see above)
4. There are sometimes some silly deals on cars. FOr instance when I changed jobs I was going from company car to private. Didn't know whether the job was going to pan out, so looked for a car with a 12-month lease. Got a 407SW - the cost/month for 12months was lower than for 23months! - Peugeot had a load of 407SWs they had to shift...
HTH
Nick |