Just looking at getting some dive insurance sorted, and on the advice on posts here I've been looking at direct travel. They appear to offer higher limits on stuff than the others (DAN, westfield, snowcard, divemaster etc), and they are cheaper.
Couple of questions I had was that it appears on all insurance there is a limit for belongings, or in this instance dive kit. Apparently on their top policy its £300 per single item, or £500 if it's a pair (regs are classed as this apparently). That's all well and good, but the £500 limit is the total they will pay out if the kit is damaged. If it's lost on the plane thats £3k, but what happened if you wanted to claim for damage/theft etc to all your kit at the dive site? Apparently they would only cover up to £500? What happens then?
Any one got any more info on this, or had to claim in this way?
Oh and after reading some of the posts here, apparently you don't need to be accompanied by a guide/marshall etc.