| The suggestion isn't that YD become responsible for the trips, but that - as a business venture - they could provide insurance to cover the eventuality of unpaid trip fees. Each trip organiser would pay a premium for the cover (if they wanted it) and know they are then covered if people don't pay up.
Of course there would have to be the usual insurance stipulations (a set of rules to comply with when organising the trip) to ensure it doesn't get abused, but I think there's potential for YD to make some money out of it. And a useful service for the members.
Anybody in the insurance business who could advise whether it's a viable suggestion?
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