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Frequently Asked Questions (FAQ's): Discuss insurance in the Site Administration forums: I agree that 3rd party insurance is important but has anyone ever heard of a situation where it was actually ...

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  #11 (permalink)  
Old 16-10-06, 01:42 PM
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I agree that 3rd party insurance is important but has anyone ever heard of a situation where it was actually used? We discussed this in our club committee a while ago with regards to admitting non-BSAC divers. In the end, we decided to make them join BSAC as, being students, it's dirt cheap anyway and our university demands that we have the cover. If we weren't a university club (with the student discount), would it be a major issue to not have this insurance?
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  #12 (permalink)  
Old 16-10-06, 01:48 PM
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Quote:
Originally Posted by Brick
I agree that 3rd party insurance is important but has anyone ever heard of a situation where it was actually used? We discussed this in our club committee a while ago with regards to admitting non-BSAC divers. In the end, we decided to make them join BSAC as, being students, it's dirt cheap anyway and our university demands that we have the cover. If we weren't a university club (with the student discount), would it be a major issue to not have this insurance?
I can't say That I've heard of it being used but without doubt it has. Personally I think you'd be crazy to dive without it espaecially considering the litigation crazed country we're becoming. Chances are you'll never need it but what if...
If anyone dives with our club one of the pre-requsites are that they have this insurance, not only to protect them but to protect us.

cheers

Nick
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Old 16-10-06, 02:09 PM
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WRT 3rd party insurance
Quote:
Originally Posted by Zero-Viz
. . Personally I think you'd be crazy to dive without it . . .
Don't sell insurance by any chance do you?

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Old 16-10-06, 02:13 PM
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Quote:
Originally Posted by Colin Marriott
WRT 3rd party insurance

Don't sell insurance by any chance do you?

ColinM
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Old 16-10-06, 02:28 PM
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I have 3rd party insurance through Divemaster insurance, I think it's about £22 for a year. Not a lot really!

They also do holiday insurance, one off trips or yearly multiple use.

Alan
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  #16 (permalink)  
Old 16-10-06, 02:34 PM
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Quote:
Originally Posted by Getafix
I have 3rd party insurance through Divemaster insurance, I think it's about £22 for a year. Not a lot really!

They also do holiday insurance, one off trips or yearly multiple use.

Alan
They're very good, I'm using them for the Red Sea next week. £16 for 9 days and they cover you to 50m on air and 75 on trimix.
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  #17 (permalink)  
Old 18-10-06, 12:22 AM
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I am insured via DAN and i'm completely satified it's a non profit organisation which especially negotiate as well as possible contract for divers..not that expensive..it worth it,there are several differents options..i have never met someone who was dissatified whith DAN
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  #18 (permalink)  
Old 18-10-06, 10:03 AM
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Insurance problems
If you have a life insurance policy, did you tell your insurers that you are a diver?. They don't like to find out when its too late.

Phil
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  #19 (permalink)  
Old 18-10-06, 10:11 AM
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Quote:
Originally Posted by Brick
I agree that 3rd party insurance is important but has anyone ever heard of a situation where it was actually used? We discussed this in our club committee a while ago with regards to admitting non-BSAC divers. In the end, we decided to make them join BSAC as, being students, it's dirt cheap anyway and our university demands that we have the cover. If we weren't a university club (with the student discount), would it be a major issue to not have this insurance?
AIUI, it has been used in defence many times.
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  #20 (permalink)  
Old 18-10-06, 11:48 AM
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For some bizarre reason....
  

Join Date: Mar 2004
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Quote:
Originally Posted by Brick
I agree that 3rd party insurance is important but has anyone ever heard of a situation where it was actually used?
Yes, two occasions (not me, but members of my club):-

1. stopline overshot whilst towing RIB, reversed and skeg put crease in bonnet of car behind .... settled in full

2. leaving divesite, two sets of dive gear run over..... settled in full

Don't have any experience of it being used for a "wet" incident.

Cheers, Paul
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