insurance

[dutydruid]

hi yall
i realise that this subject must crop up on a regular ( not again) basis.
my wife and i are doing the padi open water and wish to dive (within the confines of the ticket) on a more regular basis once passed, therefore does anyone or can anyone tell me the names of an insurance co that will do deals for couples and any idea how much ish.
cheers
ray



party on dudes

[alexmaclennan]

I recently looked at a few of the major insurers and chose Westfield for my wife and I - I think it was about £145 to 160 for the year, worldwide cover for diving and travel insurance included. About £90 for one person.

Travelcard also gets a good rep here but was a bit more expensive.

alex

[Brick]

Are you planning on diving in the UK or abroad? If it's here, I wouldn't have thought that you needed insurance, us having the NHS and all. Abroad is a different matter. Divemaster offer insurance. If you have stacks and stacks of kit that you're scared of losing, you can insure that too, though if you're like me and have filled the club kit hut with personal kit (being the kit officer, I can do that ), insuring it all costs a lot!

Edit: just checked divemaster. £81.80 for a year for the IDEC card which covers accidents. You'll need separate insurance to cover your luggage/cancellations etc., though, IIRC

[uwila]

Try
https://www.daneurope.org/eng/english.htm
then drop down 'DAN Membership' on the left and look at 'Insurance covers'. Basic membership is £48 and the coverage is great for that amount, and any profits go back into dive research and not some fat-cat's pocket.

[Fiona]

As Brick said, are you thinking you need insurance for UK diving, then the NHS picks up the bill.

However you might need to inform people like your mortgage provider.

[Zero-Viz]

Originally Posted by Brick

Are you planning on diving in the UK or abroad? If it's here, I wouldn't have thought that you needed insurance, us having the NHS and all.

I think everyone should have 3rd party liability insurance. BSAC and SAA members get this automatically. The NHS is all very well if you hurt yourself but if you hurt someone else you need to cover your own a**e.

cheers

Nick

[oystercatcher]

Originally Posted by dutydruid

hi yall
can anyone tell me the names of an insurance co that will do deals for couples and any idea how much ish.
cheers
ray

Annual Worldwide Cover, including wintersports & diving. ((£94 inclusive))
Direct Travel Insurance - award winning Travel Insurance

mate recommends this one, a bit more expensive but comes with frills like a metal dogtag with your name & emergency numbers on it, web trip info card for friends & family to view & diving to 50 mtrs!
DOGTAG Travel Insurance - ski, sports and adventure travel

[Fiona]

Originally Posted by Zero-Viz

I think everyone should have 3rd party liability insurance. BSAC and SAA members get this automatically.
Nick

Yes sorry Nick I forgot about 3rd party stuff, I do tend to foget not everyone is a BSAC member

[IanRMartin]

Let me get this right

I currently dive as an SAA club member and so as am covered by there 3rd party liabilty insurance (What it actauly covers i've no idea and i don't think i'm alone.

If i left the club i would not need to get my own personal dive insurance for diving in the UK?

Thanks
Ian

**EDIT**
Must type faster. My question has been answered while i was writting it.

[Zero-Viz]

Originally Posted by IanRMartin

Let me get this right

I currently dive as an SAA club member and so as am covered by there 3rd party liabilty insurance (What it actauly covers i've no idea and i don't think i'm alone.

If i left the club i would not need to get my own personal dive insurance for diving in the UK?

Thanks
Ian

**EDIT**
Must type faster. My question has been answered while i was writting it.

Think of it like 3rd party car insurance. If you cause an accident that's your fault your insurance should cover most or all of the resulting cost for the injured party.

If you left your club you should really get your own 3rd party insurance and should get full dive insurace (including repatriation) to dive abroad.

cheers

Nick