Should we need insurance to cover rescue costs and recompression?

[darthmoll]

I vote yes, if all divers were required to have it, it would not cost a lot, after all, it costs a lot to recompress and evacuate divers.

[JohnD]

<font color='#F52887'>YES! I have DAN cover, and I think everyone should have similar cover. After all, in the event of something going tits up it is better to have that backup for treatment and also they have a non emergency medical line to contact with any diving related questions. Well worth it, IMHO.

[Doug Parker]

It's an insurance company we're talking about. &nbsp;They'll have a perfectly good excuse not to pay out. &nbsp;When somebody decides that divers should pay for their treatment/ rescue that'll be the time to think about insurance. &nbsp;You already pay into a system to keep you alive. &nbsp;If you want to throw more money away every month, remortgage and build an extension with a compressor in it.

[Mark Chase]

Yuo cant single out divers. The whole sea going crowd would have to contribute form sailing clubs, fishing clubs to sedo pilots. Air sea rescue costs a lot too. Then there are land bassed sports. Somebody breaking their neck playing rugby will cost more than someone getting a DCI hit. Private medical is an enevitabuility. Sooner or later we will all have to go private just like pensions.

Mark chase

[Andy the Coastie]

<font color='#0000FF'>I voted &nbsp; YES,

I feel that and waterbourne user should have a good insurance behind them to cover any incident.

I don't think it's right , that a club dive boat that loses a pair of divers and is broken down , should put £ 20 in the lifeboat box . The insurance company that covers that club should pay for all expenses.

Same goes for yachtsman down to canoists.

Example. &nbsp;A offshore lifeboat burning X amount of fuel, a seaking costing £ 3,500 an hour....then the costs of transport to chambers and the use of chamber and staff &nbsp; . someone should pay for this ,,,,,, why not the insurance company........


Just my thoughts .


Andy

[Chris Hall]

<font color='#728FCE'>I have DAN Professional Insurance, it works. Paid $2.500 plus other expences when I broke a bone in my hand setting an anchour. It costs £140 for the year, but they offer cheaper options if you are not an instructor.

It also supports research in to medical issues related to diving.

[parahandy]

Originally Posted by [b

Quote[/b] ]it would not cost a lot,

Depends on the situation are we advocating compulsory Insurance for rescue treatment costs?

What would be the insurance premiums for someone who through no fault of their own had a bend or diving incident? If youre the unfortunate victim of a hit you could find yourself in the position that you couldn't afford the revised premium?.

I can't see insurance companies keeping the premiums down.

[John Gulliver]

As regards recompression treatment, somebody stated on this or &quot;the other&quot; forum that all chamber treatment in the UK is free under the NHS, even to non-British subjects. If that is correct, you don't need insurance for that bit. The taxpayers foot the bill.
PS Here in Sweden, the taxpayers foot the bill for most of the costs and our home-owner's insurance covers the rest.

[darthmoll]

The only experance i have of compulsary insurance was when i dived in Israel, there every diver that wants to dive must have insurance, it cost $10 ten years ago, it now costs $25, everyone paid the same.

[Adrian Kelland]

Originally Posted by [b

Quote[/b] (Andy the Commie 2 @ Nov. 02 2003,12:45)]I voted   YES,

I feel that and waterbourne user should have a good insurance behind them to cover any incident.

I don't think it's right , that a club dive boat that loses a pair of divers and is broken down , should put £ 20 in the lifeboat box . The insurance company that covers that club should pay for all expenses.

Same goes for yachtsman down to canoists.

Example.  A offshore lifeboat burning X amount of fuel, a seaking costing £ 3,500 an hour....then the costs of transport to chambers and the use of chamber and staff   . someone should pay for this ,,,,,, why not the insurance company........


Just my thoughts .


Andy

Hmm, a communist advocating the compuslory handing over of money to a capitalist company  

I think it appropriate for all boat users to have 3rd party insurance.

However when it comes to rescue etc. we already pay this in taxes, apart from the RNLI, which now cost £300,000 a day to run. So a Seaking costs £3,500/hour to run. Does it cost this when on exercise, as well as on rescue. I would say it would cost around the same. If the military helicopters were not rescuing, they would have to exercise more often. I think most of the exercise is to be able to rescue in milary operations. The civilian use is a benefit which we have already paid for. A similar argument could be applied to the Coastguard. Is rescue the only thing the choppers do? (thinking slick spotting etc.)

Now the RNLI is tricky situation. They are fiercely independant and I'm not sure what they think of insurance paying for costs. As the charity income is reducing, there could be an option here, but it could be a slippery slope to the collapse of the RNLI as we know it. Don't know. Nearly half of RNLI rescues are for pleasure craft. Some will be RNLI members, some not. What would the membership be for, if they also have to pay insurance anyway? How would a premium be calculated? Size, time/distance out at sea, value, no of people on board?

There is talk of charging small boats for light fees, I wonder what will happen to the cash if this goes ahead.

13% of rescues are to commercials, who would likely be very against further premiums. Like most of us, we don't like spending money when some tells us we must. The decline in car owners having insurance could be a good indicator of just how many might pay such new premiums.

I vote NO

Adrian