Does anyone understand insurance claims

[mala]

Originally Posted by divebuddy

I've got a slipped disk in the neck, at the moment and go to physcio every two weeks. The deal is, if I agree to settlement, then I can not make any new claims later should I not fully recover by Nov. I cant see the point in
accepting settlement now and also the amount that my solicitor has suggested. I've spoken to other people who have been in accidents and had no injuries. They offered me 2k ??

if the other side have admitted liability then i find it strange that your solicitor has advised a settlement so soon.
the longer it goes on the more money they get as well.

have they admitted liability?

[divebuddy]

The solicitor put it to me, that some people like to settle the claim now rather than wait. But my argument is that I should recover fully first, and also if I take longer to heal then they should calculate the compensation then. Also if I agree to settlement now, then any expenses I have after the event, I could not claim. The amount suggested is according to the solcitor
the average for thsi type of case which the court would award. Its funny because about 10 years ago, my wife had someone crash into the back of her car. She was not injuried but got 3k

[divebuddy]

They have admitted liability. The other odd thing that happened at the accident was the guy gave a false name and address at first, he came round on the night to my home and gave me his real name etc. Said he panicked. This whole experience has been odd. At the end of the day I want to get back to normal, with my injuries and to be given a fair payout for the stress and hassle I've been put through.

[Scuba Steve]

all solictors and lawyers sit in the same bar each nite sippin bolenger laughing at the small guys at ho much they have saved there big clients

[mala]

if you are ever in an accident ALWAYS claim that you have an injury.
not to defraud the system but to make sure the police are involved as it is against the law to leave the scene.
they at least will get some details of the other driver.


all the best in the case.

[divebuddy]

Thank You

[BigG]

Originally Posted by Crieagle

Suggest you get a 2nd opinon from a qualified source. 2k seems a tad small if the slipped disc has a marked effect on your quality of life later.

Strange that your existing solicitor reckons you should settle. I hope a qualified yder can offer some decent advice. This is no time for the unqualified mob to rear their barrack room heads.

Agreed

It sounds to me like you have lazy lawyers. Your injuries, expenses etc went though the insurance computer and it spat out a figure.

It sounds like your soliciters can't be bothered to fight for any more as they now want to move on to the next case due to deminishing returns (time vs. the additional revenue they make out of this)

A similar thing happened to me 12 months ago but I had good soliciters they would not submit my case until my whiplash had significantly got better and they sent me to a doctor for a final analysis before submitting the claim.

My payout was based on my injuries and the cost of any future treatment - but I could not claim again!

Get a second opinion. I got just over a grand for whiplash. A sliped disc will trouble you for a very long time

ATB

G