Holiday Insurance (Quality Insurer)

[dct]

Hi,

We are off to the Galapagos later this year, and before I pay the final balance, I want some holiday insurance. We are off to the rainforest in Ecuador the week before also.

Now, this isn't a cheap trip, and I want quality insurance, not the cheapest. Any advice?

Dan.

[Scuttler]

If planning on doing diving or any "extreme" sport then go for Snowcard/Activcard. They will cover your injury whilst engaging in your hobby where many travel insurance policies won't or specifically restrict you to 18m.

Ski and Snowboard insurance, climbing insurance and travel insurance for activity holidays

If not then just go onto Cheap loans | mortgages | credit cards | home & car insurance - moneysupermarket.com and select the cheapest one that covers your requirements. You can check Money Saving Expert: Consumer Revenge - Credit Cards, Shopping, Bank Charges, Cheap Flights and more for some common sense answers to levels of cover.

[Fiona]

The usual well known dive specific insurers should suit your needs. I use Buddyindepth but lots of people will recommend Divemaster or Westfield.

[Treerat]

Westfield. They paid out when I needed them to. Take a look at this thread.

Insurance

Andy

[DIVE BUDDHA]

Originally Posted by Scuttler

If planning on doing diving or any "extreme" sport then go for Snowcard/Activcard. They will cover your injury whilst engaging in your hobby where many travel insurance policies won't or specifically restrict you to 18m.

Ski and Snowboard insurance, climbing insurance and travel insurance for activity holidays

If not then just go onto Cheap loans | mortgages | credit cards | home & car insurance - moneysupermarket.com and select the cheapest one that covers your requirements. You can check Money Saving Expert: Consumer Revenge - Credit Cards, Shopping, Bank Charges, Cheap Flights and more for some common sense answers to levels of cover.

im with scuttler with snowcard !

have used them 3 times and have had to make a claim once due to damaged kit ! they where excelent with a very fast service !

and like ive always said u dont know how goood a service is till u have to use it

[Fiona]

Snowcard looks interesting, more expensive than Buddyindepth but twice as much on the medical expenses. But make sure you choose the depth limits carefully, I clicked on 40+ metres to get a £97 quote for a 24 day trip.

The one thing I like about Buddyindepth is you are insured to your qualification limit which I like even if I don't intend to dive that deep on the trip.

[Treerat]

Originally Posted by Fiona

The one thing I like about Buddyindepth is you are insured to your qualification limit which I like even if I don't intend to dive that deep on the trip.

This is one of the key things with holiday insurance (when I'm looking at it).

I've looked at a number of policies that insure you to XX depth - you are in touble if you go over that. I looked at one that would insure me to my qualification (DL) if I told them what dives would be over 25m - in advance -no use to man nor beast if you're in Bali etc.

Westfield takes me to my qualification or that of my instructor if I'm under tuition.

Andy

[scrawn]

Would recommend Westfield...I've also claimed from them in the past and they were superb...very efficent and very helpful on the phone..

[TerryH]

Another for Westfleld.

Mark of a good insuerer is the response when it all goes wrong.
Very quick and very efficient - highly reccommended.

[puddlediver]

Want a laugh, my travel insurance which has covered me for diving in Egypt and Malta plus loads of other normal holidays is Help the Aged. Covers diving down to 30 metres......... they had to check with their underwriters first though. Probably don't get asked the diving question much! Has paid out for two cancelled holidays up to now, even covers uk holidays.

Don't think I'd recommend it for your trip though. You should have seen the faces of emperor divers in sharm when they read what I'd put on my form.

Cheers

Lyv