Credit Card Fraud.. A pre Christmas warning.

[wilbo]

Be careful out there. I have just had £784 put on my credit card by someone - and it wasn't me..

Avis Car hire, Dartford, Kent put this money on the card. My card has been harvested by a Trojan somewhere - as the guy "Mr Gbenga Kabli" (according to the Avis advisor) had a couple of attempts at putting the payment through (according to the fraud dept here) - this suggests a card was handed over by this person - and therefore a cloned card, which suggests organised crime - as it must have been phished (I never pay in person with it (only online) - so it cannot have been swiped and then cloned by a person).

My bank are returning the money and stopped the card now. For my part - I have a load of paperwork now to fill in - fraud reports, new DD authorities etc.

I am SOOOOO careful with these things - I am shocked that I've been had. Thinking now - there are only about 3 or 4 places it could have happened. My laptop is being binned tonight - but I see a Desktop rebuild at home coming on - or deep scan at the very least. Hmmm.

So please treat this as a real life and timely reminder (coming up to Christmas)

[BigG]

Maybe a bit drastic to bin your machine mate

Possible explainations:-

1. Guess the details / use software to generate CC numbers*
2. Someone at the bank sold your details

in either case - you were (probably) not at fault.

Just close the account pronto as it's been compromised.

Thanks for the reminder though!

G

* there are certain numbers associated to Banks and countries leaving only a handful of numbers to generate

[Gary K]

Originally Posted by Wilbo

Do one thing today - make someone smile

Mr Gbenga Kabli is smiling today

[Tunicates]

Yep, I'd say it was through the bank's computer rather than through yours.

Most banks have pretty lousy security set ups (a chum tells me) and I know for sure that the first 8 numbers on your card are common to your bank and type of card, so only another 8 to invent. It's likely those £'s ended up on your card - and probably a load of other peoples too as a smoke screen to disguise the ££££££££££'s that presumably went onto Mr Dodgy's cards.

[Adrian Kelland]

Dartford, what can you expect?

[Steve Summers]

Worryingly 'Mr Gbenga Kabli' is an anagram of George Jablonski? so I'd suggest it's an inside job

Glad they picked it up quickly mate.

Safe diving,
Steve

[Mal Bridgeman]

Originally Posted by Steve Summers

Worryingly 'Mr Gbenga Kabli' is an anagram of George Jablonski? so I'd suggest it's an inside job

Glad they picked it up quickly mate.

Safe diving,
Steve

Well spotted Steve, I never picked that up
Mal

[Allan Carr]

I had someone do a balance transfer of £9,100 against oe of my credit cards last year. The credit card company spotted this and called me. Although they said they would cancel it, they still put through the direct debit (I pay the card off in full each month). Of course I didn't have this amount in my current account but my bank 'helpfully' transferred the money from one of my savings accounts because I was a good customer and they didn't want me to default on the payment! Took a bit of sorting out.

What was worrying was that the transaction was initiated over the phone and according to the credit card company, the person had all my confidential details including my password. They initially accused me of allowing one of my sons to have access to this data which was nonsense.

[Gav]

Originally Posted by Steve Summers

Worryingly 'Mr Gbenga Kabli' is an anagram of George Jablonski? so I'd suggest it's an inside job

Glad they picked it up quickly mate.

Safe diving,
Steve

Even more worryingly it's only a few letters removed from Gareth Lockwood!

Only joking, but very easy to get complacent, so thanks for the reminder, especially at this time of the year when it might be more difficult to remember when cards are used.

[Dibbler]

Originally Posted by Tunicates

I know for sure that the first 8 numbers on your card are common to your bank and type of card, so only another 8 to invent.

Not Quite, the first 6 numbers are the identifier and the last digit is a checkdigit

e.g. How To Generate *Valid* Credit Card Numbers — Money, Matter, and More Musings

Im sure the checksum creater is on the internet somewhere so it would be the work of a moment to generate Credit Card Numbers