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Speakers' Corner: Discuss My bad luck.... in the Non-Diving Related Forums forums: Took my misses out to a birthday party last night...first time in ages... Came home after a good time ...

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Old 28-10-07, 05:02 PM
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My bad luck....

Took my misses out to a birthday party last night...first time in ages...

Came home after a good time and off to bed..

3.30am crash bang and the van alarm is going off...

I live in a terrace house on a main road and no off road parking..

A car...woman at the wheel had glanced off a car 3 doors up...stoved the side of that car in...hit my golf...carried on and smacked my offside corner on my Transit... 360ed and stuffed the other neighbours people carrier up on to the path....

I swerved to avoid a hedgehog..she told the police..

at least she's insured...but my vans a write off and chances are my neighbours car too... the golf has a smashed wheel and some paint scrapes..

no one hurt...but it buggers me up big time before christmas..

how long do these things take to get sorted...any ideas....?
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Old 28-10-07, 05:06 PM
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It depends if they have admitted liability or not. With my last one, the bloke who hit me admitted liability and it got settled in a few weeks; with the one before, it took a few months as that one was a joint liability (I think otherwise, but no witnesses )
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Old 28-10-07, 05:09 PM
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Sorry to hear about this. Hope it gets sorted soon.

Hxxx
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Old 28-10-07, 05:09 PM
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Quote:
Originally Posted by Twinsetmad
I swerved to avoid a hedgehog..she told the police.?
she saw the hodgehog andrew shame she didnt see the big van she just plowed

through lol! hope ya get it all sorted quick mate and without any stress""
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Old 28-10-07, 05:29 PM
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ouch similar thing happened to my unkles car, although the driver didnt admit liability and refused to co operate that was twelve months or so ago and he has only recently had an insurance cheque through....
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Old 28-10-07, 05:37 PM
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Did they breathalise her? Not that it makes any difference to your claim, but it would be kind of hard to deny liability if she was pissed.

I think the length of tiem it takes will come down to your insurers.

Hope you get it sorted soon.
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Old 28-10-07, 05:45 PM
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Speak to your insurance company - if she has admitted liability AND you have her insurance details, your company may offer you a loan vehicle - the cost of which they will claim back from her company. If she blames the hedgehog or does not inform them of her accident, if you have a loan car, you may be liable for the cost.........

Good luck - you can't go long without a dive wagon!!!

Di
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Old 28-10-07, 06:08 PM
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I don't think she can dispute liability as she was stuck in the middle of the road with her near side front wheel missing and the car body sitting on the road.

She was breath tested but was under although she'd had a drink. The police were pretty prompt and had to stay until recovery came as the road was blocked...not even enough room for the police Range Rover to " Drag It"

Her two passengers that tried to push it out of the way were sent home...in the rain on foot..
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Old 28-10-07, 06:16 PM
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Quote:
Originally Posted by Twinsetmad

how long do these things take to get sorted...any ideas....?
Sorry to say Weeks unless you get the loss adjuster to write it off.It took me 6 weeks last time some idiot trashed my van.
Probably not what you wanted to hear,but the truth.
cheers
Mark
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Old 30-10-07, 12:57 PM
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Angry

Sorry to hear about this - at least she is insured. My Mums parked car got ploughed into by an idiot screaming up our hill - he wiped off the back end of her car, went THROUGH our neighbour's garden wall and the car ended up half way into his front sitting room !!!
Two kids in the back - no seatbelts (I heard the crash and immediately went out to help, as I would with my job...).
Bloke nochanlantly gets out of car, won't make eye contact - no remorse - just sets about making sure that his golf clubs were removed from the boot and a quick call to the missus to come and pick them up ....hmmmmm
Anyway, turns out its not his car, he's not insured and has no driving license.
The police measure the breaking marks in the road - all 10 metres of them - (its a built up 30mph) and he's breathalised - clear.
Mum pays her excess (£200) and claims to get the repairs done from her insurance company.
Meanwhile, she tries to take this guy to court to get her expenses back.
This is where the fun starts. he's given police a false address. They eventually track him down - he's never in.
They hand deliver a court summons.
He ignores it.
They summon him again - but he's not in.
A year later and Mum is still chasing this up - only to be told that as it has taken over a year to fail to get him into court - the time span has lapsed and she cannot claim her money back. So Mum is £200 down, without a car for 2 weeks and HE gets - er, nothing.
Police told us that he has previous for writing off cars.
A month ago, Mum sees him driving yet another car in Tescos - what caught her eye was the fact that he lobbed a beer can out of the window as he drove off.

Sorry for the rant - but that story brought it all back. I bet if I went round there and broke his legs, the police would have me straight away !!!!

I really hope you get yours sorted soon - keep the pressure on and keep nagging, or it will just get forgotten about. Things like this always happen just before Christmas - called the law of sod, I believe........
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