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<font color='#0000FF'>I have been diving now for about a year and now have all of my own equipment inc uw camera. It's about time I got insured!

Is there anything that I should be looking out for (between the lines, small print) and what ins packages have you all got, company's to stay clear of etc

A rough idea of price would be useful too

Any help would be appreciated, TIA
 

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<font color='#32CD32'>I use dive master insurance, www.dive-master.net I think.

I have had to make 2 claims, first £2000 worth of kit nicked from my garage and second was for a pony that was ditched in an emergency. Both times they were effecient and paid out.

Currently have £7000 (yes that's £7k!) kit insurance with them, it was about £160.

Juz
 

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<font color='#0000FF'>Hi Frogman

It might be worth talking to whoever you insure your home contents with. Sometimes sports gear is covered on your home insurance at no extra charge, even if used away from home. This can include scuba gear but only if you have notified the insurance company.
 

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wibble
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<font color='#000080'>Be careful if you want to claim from home insurance if you have to jettison kit.  I got mine insured after realising that if i ditched my twinset, that would be several thousand pounds heading for the seabed!
I went through Westfield, but my club have had problems with them for a payout for our boat when someone buggered the leg by running over a log at 35 knots.
It cost me about £100 for the policy which covers me for about £2000 worth of gear i think (might be £3000, i cant remember really).  Take photos of your gear though, if you havent got receipts for it, it will help you if you need to claim.
 

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old time
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<font color='#0000FF'>I use the HALIFAX,,,,,,,,,,, £ 28,000 worth of kit insurance ,,,,,, costs £ 72 a year,,


BUT










You have to have a mortgage with them and be a commercial diver
 

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<font color='#0000FF'>Hi Frogman

I also use DiverMaster annual cover for all eventuallities.  £5000 for £97 I think that includes a no claims discount and a discount for BSAC members.  They also do comera extentions.  I had to claim once and they paid out no bother.

Fiona
 

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Finless: You couldn't invent him...
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[b said:
Quote[/b] (Porg @ Dec. 17 2003,19:09)]Be careful if you want to claim from home insurance if you have to jettison kit.  I got mine insured after realising that if i ditched my twinset, that would be several thousand pounds heading for the seabed!
My home insurance does include ditching in emergency + I got them to confirm that bit in writing.

Maybe it is worth checking with them again - my company had to refer it back to a specialist and get back to me. The normal "phone help team" did not know the answer.
 
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