Joined
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2,389 Posts
I have a little conundrum, no that's not a euphemism!
I'm hoping that there, well actually I know there are some legal Eagles out there in YD land.
2 things really that I could do with help with....
Background is SWMBO's Ma passed on at the age of 72 last weekend, went peacefully etc... we have been dealing with the usual paperwork but there are a couple of issues that I'm having difficulty with.
Ma had a companion/carer who has been living with/caring for Ma for a number of years. The Carer owned the car but Ma was the policy-holder with the carer as a named driver, the carer also had a motorhome, recently sold, which she(the carer also owned) but was the only insured driver for, Ma couldn't manage that beast.
Is her insurance still valid on the car?....
Also, Ma took out a substantial loan with a bank, Lloyds in this case at the age of 71 c£18K with no income apart from state pension and little bits of income, virtually nothing. Was it misleading for her to be granted a loan of this size at her age, and would a court be likely to set-aside the loan in the circumstances considering her recent history of Ill-health (open heart surgery 6 years ago and COPD) with a not very good prognosis for the next few years as evidenced by her recent demise due to a massive heart- attack
Any advice gratefull received as usual.....
I'm hoping that there, well actually I know there are some legal Eagles out there in YD land.
2 things really that I could do with help with....
Background is SWMBO's Ma passed on at the age of 72 last weekend, went peacefully etc... we have been dealing with the usual paperwork but there are a couple of issues that I'm having difficulty with.
Ma had a companion/carer who has been living with/caring for Ma for a number of years. The Carer owned the car but Ma was the policy-holder with the carer as a named driver, the carer also had a motorhome, recently sold, which she(the carer also owned) but was the only insured driver for, Ma couldn't manage that beast.
Is her insurance still valid on the car?....
Also, Ma took out a substantial loan with a bank, Lloyds in this case at the age of 71 c£18K with no income apart from state pension and little bits of income, virtually nothing. Was it misleading for her to be granted a loan of this size at her age, and would a court be likely to set-aside the loan in the circumstances considering her recent history of Ill-health (open heart surgery 6 years ago and COPD) with a not very good prognosis for the next few years as evidenced by her recent demise due to a massive heart- attack
Any advice gratefull received as usual.....