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· Finless: You couldn't invent him...
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First thing to do is to check with your existing home/life assurance insurers. You may well be covered already or, if not, find out how much from them. I would do that before even thinking about other insurance companies.

Under my existing home & contents policy I found that my dive kit was insured - even if I had to ditch it in an emergency (I got that bit confirmed in writing).
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